BLA Vocab Pd. 7

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32 Terms
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Surrender charge
type of sales charger that will reduce the value and the return of your investment
Overdraft Fee
negative balance in your accounts because you don’t have enough money to cover your transactions
Private Enterprise economy
An industry and business that is owned by individuals or stockholders, and not by the government or an official organization
Something that is no longer used, produced, no longer useful, and/or out of date
not being associated with something
Status quo
the way something (is? definition was unfinished), almost like a rule, normally unchanged.
Angel investor
individuals who offer promising startup companies funding in exchange for a piece of the business, usually in the form of equity or royalties
a subtle difference in or shade of meaning, expression, or sound.
Credit union
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
a person who buys and sells goods or assets for others
Brick and mortar store
a place where you can buy things in person. Ex. Apple
Opportunity cost
the value of the next-best alternative when a decision is made
computerized list of names and email addresses company stores, so they can email people w/ information
Decentralize(synonym: delegate)
to move the control of an organization or government from a single place to several smaller ones
a formal statement judging or testifying someone’s actions, character, and qualifications
Medium of exchange
system used to facilitate the sale, purchase, or trade of goods between parties
the detailed coordination of a complex operation involving many people, facilities, or supplies.
Return on capital
measures a company's net income relative to the sum of its debt and equity value (equity = the value of the shares issued by a company.
Price quotation
a fixed price offer that can not be changed once the customer accepts it.
Uniform resource locator
Colloquially termed a web address
Hardware inside of a computer where the operating systems are stored.
a form of measurement usually by a number or percentage
Credit bureau
a company that collects information relating to the credit ratings of individuals, it also makes it accessible to credit card companies, financial institutions, etc.
Capital good
Any good used to help increase future production.
Debt financier
A person that helps manage your debt
Entry level
Lowest level in employment
A document you sign so you can’t sue or claim damages the company for injuries
Premium (insurance)
The amount one pays for health insurance each month.
Capital structure
The particular distribution of debt and equity that makes up the finances of a company.
Channel management
A process where the company develops various marketing
Annual fee
A payment that is made annually, or yearly.
A payment made beside the main payment